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Major Steps in the Home Buying Process
Getting Started
One of the best ways to make the home buying process flow easier is to become better-acquainted with your options and clearly define your goals. Understanding the reasons you want to buy and what you want to accomplish in your move will go a long way towards shaping your plans and improving the results.
Perhaps the most important first step involves deciding how you will approach your home search. Who will you work with throughout this process—and how will you work with them?
Finances
Houses are expensive. Probably the largest purchase you’ll ever make. That’s why very few prospective homeowners have enough cash on hand to purchase a home outright. Instead, most home buyers seek financing—a mortgage—to cover the difference between what they’ve saved and what they need to buy a home.
Finding & Purchasing
Once you dig into the actual process of beginning to find and buy a home, you’ll benefit from learning more about several other key issues, including what you should pay, evaluation of the public schools in the area, understanding closing costs and all details regarding your contract.