Why Do Buyers Work With Us?
Buying a home is no small matter. Besides being the largest financial transaction you may ever undertake, it’s probably also the most complex. There are many good reasons to work with a qualified real estate professional—especially a trained professional who has earned the Accredited Buyer’s Representative (ABR®) designation like Janke & Co Properties, representing best-in-class buyer services.
As committed to growth and innovation as we are to our clients, we are always available through a range of communication methods to answer any question and allow buyers to tap into a wealth of knowledge from Texas real estate market conditions, mortgage financing, specific neighborhoods, legal and more.
Whether it is land, residential homes or commercial property, we handle it all. Saying we are passionate about delivering exceptional client experiences is an understatement. By offering a complete suite of real estate services, we ensure that we meet our clients every need. From sales and rentals, to mortgage, new developments and title insurance we are connected to experts in every field to skillfully guide you from start to finish of your real estate journey.
Homes For Sale
Use the links below to search for homes in the areas we service.
What is the importance of getting pre-approved for a mortgage?
Pre-approval is a guarantee in writing by a lender to grant you a loan up to a specified amount. This is extremely important to have when you are serious about starting the purchase process. It will show you how much home a buyer can afford and is necessary to have once you’ve found your new home.
How do you go about getting pre-approved?
When selecting a lender, your goal is to obtain a mortgage loan with terms that are most favorable to your situation. In order to find the best home loan for you, contact several lenders to discuss the mortgages they offer, associated rates, closing costs and other fees. For simplicity, many homeowners request to have their lender pay these related fees for them through an escrow account, wrapping them into each monthly payment. Regardless of whether you decide to go this route, or pay taxes and insurance directly, you should also factor these home related expenses into your budget.
Escrow and Closing Costs
What is escrow?
Escrow accounts are used in the sale of a real estate property. This is done through a third-party known as a Title Company. They will hold funds as well as documents for delivery after the specific conditions of the sale have been met and all parties have signed at closing.
Are there any closing costs that buyers should be aware of?
Yes, buyers should know about expected additional costs at closing. Typically these are the fees associated with purchasing a property, borrowing money from a lender and the preparation of paperwork to finalize the sale. The total will vary depending on the location of your new purchase, the type of property it is, the sales price and the complexity of the transaction.
The charges will always vary and you may request that the property taxes be prorated according to when you officially own the property.
What is the process of purchasing a home?
- Assess your credit and finances
- Assess your wants and needs in a home
- Obtain your pre-approval
- Search and Find your home
- Negotiate terms and submit your offer
- Prepare for closing day
- Celebrate your new home!
Although there are many steps for each of these points, Janke & Co Properties will make it just this easy for you when we represent you as a buyer.
A home warranty is a guarantee usually negotiated to be purchased by the seller for the buyer and will guarantee mechanical systems and appliances but not the structure, against repairs not covered by the homeowner’s insurance policy. This coverage is for a specific period of time.
Are you relocating? Looking for more information to help you find the right city and neighborhood for your family?
Our relocation guide includes the most up-to-date and vital information for people looking to move to our area.
Buying a home for the first time is one of the most important financial decisions you can make and is also the most exciting. Although buyers can sometimes stress about if they are making the right decision, Janke & Co Properties will guide you along every step of the process.
Now that you have found your home, the contract has been signed and the closing date is set, it is time to prepare for moving day. Carefully preparing for this is essential.
Select a moving company by researching for the one that best fits your needs so you can eliminate or reduce many of the surprises or hassles that this process always ends up having.